Be certain you have the coverage you need
Your home is probably the largest purchase you’ll ever make. And it’s not just an investment — it’s the hub of your family’s everyday life. That’s why you need to protect your home against fire, floods or other disasters — threats that can change everything in the blink of an eye.
When something happens to your home or your family’s possessions, the distress can be overwhelming. The last thing you want to worry about is how you’ll replace what’s been lost.
With comprehensive homeowner’s insurance, you’ll have the peace of mind of knowing that your property and its contents are protected.
Why the right homeowner's insurance is so important
Many homeowner’s insurance policies don’t provide adequate coverage in the event of a complete loss. You want to be sure that your policy provides compensation for:
Reconstruction costs if your home is destroyed or seriously damaged
Living expenses (such as hotels and meals) if you are temporarily unable to live in your home due to a disaster
Limited coverage for replacement of jewelry, art or other valuables if stolen, lost or destroyed (You may want to purchase additional coverage depending on the value of your possessions.)
Liability coverage if you are sued for accidental injury or property damage (You may also want to supplement your liability coverage with personal umbrella insurance.)